What is Payline?

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Payline® is a browser-based payment application that can be used to process credit card transactions manually, process refunds, set up recurring payments and generate intelligent reports to aid with reconciliation and provide business intelligence.

It is most commonly used by organizations that requite a cost effective, quick, simple process for accepting credit card payments, and can also be scaled for call centers or organizations that require the ability to accept credit card payments in a card-not-present environment.

Payline Access

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To access Payline, navigate to https://sec.windcave.com/pxmi3/logon and enter your username and password, then select Login.

My User

Within your Payline login, you are able to update your settings to your preferences. From the navigation menu, select User Accounts > My User to view and update.

User information

Field Name	Description
Card Mask Style	Controls how many digits are shown or masked (all PCI compliant) - Options are: DPS = Shows the first six and last two digits of the card number DPS 6..3 = Shows the first six and last three digits of the card number DPS 6..4 =Shows the first six and last four digits of the card number SITA = Shows only the last four digits of the card number
Date Format	The date format that will display in your Payline pages Day-Month(Alpha)-Year = 18-MAY-2020 Day/Month/Year = 18/05/2020 Month(Alpha)-Day-Year = MAY-18-2020 Month/Day/Year = 05-18-2020
Time Format	The time format that will display in your Payline pages 24Hour = 0200 or 1400 AMPM = 2AM or 2PM
Time Zone	The time zone that will determine how to display on your Payline pages
Report Format	The default format for report generation CSV = Comma-separated values file HTML = text-based file displayed on a webpage PDF = portable document format (read-only) XML = extensible markup language (plain-text file)
Language	The language that will display in your Payline pages

Contact

Field Name	Description
Full Name	The full name of the staff member assigned to the username
Email	The email address assigned to the username This is used for Payline features that require an email contact
SMS Number	The mobile phone number assigned to the username This is used for Payline features that utilize sms/text
Enable Email	Allows emails to be sent from Payline (e.g. password changes, sending reports)
Enable SMS	Allows text messages to be sent to the number provided (e.g. 2FA Auth)
Language	The language that will display in your Payline pages

CRM management

Within your Payline login, you are able to view and update your CRM preferences. If you require but are unable to see this option, please contact your Windcave Account manager or email [email protected].

My Account

From the navigation menu, select CRM Management > My Account.

General

Field Name	Description
Id	The merchant identification number
Category	The category of Windcave services i.e. Ecommerce, Eftpos or Unattended
Legal Name	The merchant legal name
Company registration no.	The merchant company registration number
Trading name	The merchant trading name
Former Name	The merchant former legal name (if name has changed)
Description	The description of the merchant, i.e. Software Development, Retail Shop, etc.
Industry	The industry of the merchant, i.e. Information Technology, Brand name supermarket, etc.
Website	The merchant website url
Country	The country where the merchant is based
Business type	The business type of the merchant, i.e. Business, Leisure, etc.
Primary acquirer	The primary acquirer of the merchant, i.e. American Express

Address

Provides address information for the merchant account.

Field Name	Description
Address Type	The type of address, i.e. Postal or Physical
Address	The address of the merchant
Country	The country of the merchant

The steps below allow you to add a new address or update an existing address:

Add a new address:

1. Select Add from the Address tab.
2. Select the Address Type.
3. Enter the details for Address1, City and Country
4. (Optional) Enter any optional fields.
5. Select Add to save.

The address will be added to the Address list.

Update an existing address:

1. To update an existing address, select the address from the list displayed.
2. Update the required information.
3. Select Update to save

The updated details will be displayed on the Address list.

Billing

Provides billing information for the merchant account.

Field Name	Description
Company	The name of the billing company the merchant is using, i.e. Windcave
Payment Method	The type of billing the merchant is using, i.e. Direct Credit
Currency	The billable currency set-up for the merchant and used for all transaction types, i.e. New Zealand Dollar, Australia Dollar, etc.
Purchase order	The purchase order number related to the billing company
Invoice delivery type	The invoice delivery type used to the billing company

Contacts

Provides contact information for the merchant account.

Field Name	Description
First Name	The first name of the contact
Last Name	The last name of the contact
Email	The email address of the contact
Phone Number	The phone number of the contact
Type	The type of contact, i.e. Sales, Developer, etc.

Merchants are able to update their authorized contacts' information by following the steps below.

Add a new authorized contact:

1. Select Add from the Contact tab.
2. Enter the First Name, Last Name, Email, Contact Type and Phone No.
3. (Optional) Enter any optional fields.
4. Select Add to save.

The contact will be added to the Contact list.

Updated an existing contact:

1. From the contact tab list, scroll and select the contact to update.
2. Update the required information.
3. Select Update to save.
   Select Delete to remove the contact.

The updated details will be displays on the Contact list, or if deleted, will no longer display on the contact list.

Contracts

Provides contract information for the merchant account

Field Name	Description
Contract Id	The merchant contract identification number
Contract Type	The merchant contract type
Status	The status of the merchant contract

Viewing or printing a contract:

1. From the contracts tab list, select the line of the contract to view.
2. Once viewed, select Cancel to return to the Account screen.
   Select Download to save and print a copy of the contract.
   Once completed, select Cancel to return to the Account screen.

Sub-Accounts

Provides sub-account information for the merchant account.

Sub-Account customers are separate customer records which are associated to the parent merchant customer record to aggregate charges.

Field Name	Description
CustomerId	The merchant sub-contract customer identification number
Trading Name	The merchant sub-contract customer trading name
Legal Name	The merchant sub-contract customer legal name
Status	The status of the merchant sub-contract customer, i.e. Active, Setup, etc.

Service Application

Provides service application information from setup for the merchant account.

Field Name	Description
Service	The type of service used in the merchant application set-up

Enquiry

Using My Enquiry allows a merchant to create an enquiry directly from their Payline account. From the navigation menu, select CRM Management > My Enquiry.

From the 'How can we help' drop-down, select the option that best relates to your enquiry, enter any comments or questions and select Submit to send to the applicable Windcave team.

Field Name	Description
Accounts Receivable	Select for information on Accounts Receivable, including help in paying an invoice or request special payment terms
Careers	Select for more information on career opportunities at Windcave
Integration	Select for more information on how to integrate to Windcave or for assistance resolving issues relating to an integration
Partnership	Select for more information on Commercial Partnership with Windcave for marking and/or referrals
Pricing/Sales	Select for more information on pricing and sales of Windcave products and services
Support	Select to contact the Windcave Support team for assistance, comments or queries related to production account issues.

Password Reset

When selecting the Forgot your Password link, you will be prompted to enter your username and email address.

Once submitted, you will receive an email from [email protected] containing a link to a secure session for the password reset.

Create a new password that meets the password criteria listed and click OK to save and login into Payline.

2-Factor Authentication (2FA)

Two authentication options are available via TOTP (Time-Based One-Time Password) or SMS, both of which add an additional layer of security for your Payline account.

SMS Authentication

SMS authentication allows an alternative to add extra security to your Payline login. For more information, please contact the Windcave Support team.

TOTP Authentication

TOTP uses a 3rd-party application of your choice (e.g. Google Authenticator, Microsoft Authenticator, 1Password etc.) to generate a 6-digit code specific to your Payline account that changes automatically after a period of time.

When attempting to log into your Payline account, along with your username and password, you will be prompted to enter the authentication code currently displayed in your TOTP app.

Enabling TOTP Authentication

You can follow the below steps to enable TOTP Authentication on your Payline User

Login Troubleshooting

The below are common issues encountered and how to resolve them.

If you are still unable to login after trying the below, contact our Windcave Support team for assistance.

Issue / Statement	Description	Resolution
Incorrect Username/Password. Please try again or follow link below to reset your password.	Incorrect Username or Password has been entered	Check and re-enter your Username and Password. If error re-occurs, select the Forgot your Password link to reset your password
Max log in attempts reached. Please use Forgot Password button to continue and if you are unsuccessful please email [email protected] for further assistance.	The maximum number of login attempts has been reached	If you know your password, please contact the Windcave Support team to reset the attempts. Alternatively, select the Forgot your Password link and reset your password.

The below troubleshooting examples are only applicable where TOTP has been enabled:

Issue	Description	Resolution
TOTP Authentication - Unable to retrieve verification code	Authentication app is not retrieving a verification code	On the Payline login screen: Enter your username and password Select Can not input TOTP token Retrieve and manually enter a back-up code
TOTP Authentication - Unable to access authentication app	The authentication app is unavailable or the Payline account cannot be linked/found.	You will need to re-generate the QR Code to re-establish the link between the authentication app and Payline. Sign into Payline using the Can not input TOTP token option as above. Once you are logged in, follow the process below: Navigate to User Accounts > My User Select the option Regenerate Key under the Timed One Time Password area Scan the QR Code shown on the screen and follow the prompts in the app Enter the 6-digit code into the Token Verify and select Confirm to complete the set up

View / Search Transaction Records

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Transaction Record Search

The transaction search is a real-time record of transactions processed on your Windcave account. For merchants with multiple Windcave accounts, the transactions visible are based on permissions of the Payline user.

To search for a transaction, navigate to the Transactions >Transaction Search option. The below search criteria can be used to narrow down to a specific transaction.

Parameters	Description
Card holder	The name value entered by the cardholder or read from the payment card
Email	The email address provided by merchant shopping cart/Point of Sale system or cardholder when processing payment
Phone Number	The phone number provided by merchant shopping cart/Point of Sale system or cardholder when processing payment
Card Holder Ip	The IP address of cardholder when processing payment (where cardholder IP has been provided) Note: This field may not be applicable to all integrations
Merchant Ref	The free text merchant reference that was used for a transaction request
Card Partial 6-4	The first 6 and last 4 digits of the card number used to process the transaction
Card Partial 4	The last 4 digits of the card number used to process the transaction
DeviceId	Merchant defined device identifier
CA Device	Serial number of Windcave card reader
CA Station	Device Name assigned by Windcave By default this will be the serial number of the device, however can be customized upon merchant request.
AuthCode	Authorization code of the transaction
TxnRef	Unique per transaction reference provided by POS for each transaction
User	The username where the transaction was processed
DpsBillingId	DPS Billing ID or Transaction ID The Billing ID is a reference that is unique to the merchant's customer that is associated with the credit card information stored securely at Windcave
BillingId	The Billing ID is a reference that is unique to the merchant's customer that is associated with the credit card information stored securely at Windcave
Payment Method	Payment method used in the transaction
Transaction Type	Transaction type of a transaction (eg Purchase, Auth Refund etc)
Authorized	Confirms if the transaction is authorized 0 = Not authorized 1 = Authorized
Card Mac	Method authentication code (Unique cryptographic card identifier)
Start Date / End Date	The start and end dates for the transaction search For example: Start date 18/05/2022, End date 01/06/2022 = Search will display all transactions between these two dates
DpsTxnRef	The Windcave unique transaction number, i.e. the transactionid (used for REST API integrations) This can be used to search using the DpsTxnRef on the top right of the Transaction Query page

Tips:

• You can change the ordering of the transaction list to descending or ascending (by date) by selecting the DateTime toggle.
• You can also choose how many transactions are listed on the single page by editing the value in the “Max Rows” drop down menu.
  
  
• You can reset your sort order by selecting the “Reset Sort Order” button on the right-hand side of your screen.
• Copy and paste your “DpsTxnRef” into the corresponding field and hit “Enter” to navigate directly to your specific transaction.
  
  

Transaction Record Results

Search results will display with an overview of transaction information as below:

Parameters	Description
DateTime	The date and time of the transaction
Group	The Group associated to the transaction
Group Account	The Group Account associated to the transaction
TxnType	The type of transaction, e.g. Prch = Purchase Comp = Complete Auth = Authorization Void = Void Rfnd = Refund Validate = Validate IncrementalAuth = Incremental Authorization
Amount	The total amount of the transaction
Cur	The currency of the transaction
Card Holder	The name on the credit card for the transaction
CardNumber	The credit card number of the card holder
Brand	The credit card brand used for the transaction (e.g. Visa, MC, Amex, EFTPOS)
Response	The response code for the transaction. Explanation of the ReCo is usually provided in the Response
Authorized	Confirms if the transaction is authorized = Authorized = Not authorized
Merchant Ref	The free-text field submitted by the merchant during the transaction request
DeviceId	Merchant defined device identifier
Void	Displays whether the transaction is Void = Transaction is voided = Transaction is not voided
Complete	Displays whether a pre-authorization transaction has been completed = This indicated is completed = Transaction is not completed

Transaction Record

Selecting a transaction from the transaction search will bring up details related to that transaction.

Transaction

Provides general information about the details related to the specific transaction.

Field Name	Description
DpsTxnRef	DpsTxnRef or transactionId for the transaction.
Transaction Date	The date and time of the transaction. The timezone of the user is shown in the brackets
Txn Type	The type of transaction (eg Purchase, Refund, Auth)
Payment Method	Payment method used in the transaction
Authorized	Confirms if the transaction is authorized 0 = Not authorized 1 = Authorized
ReCo	The response code for the transaction
Response Text	The response text to accompany the response code (ReCo) with additional information
Total Amount	Total amount and currency of the transaction
IP Address	The cardholder's IP address at the time of transaction. Note: This is not applicable to all transactions so may be empty

Merchant Data

Provides general merchant data related to the specific transaction.

Field Name	Description
Amount	The total amount and currency of the transaction
Amount Surcharge	The surcharge amount on the transaction (if applicable)
Amount (Cash)	The cash amount taken out on the transaction (if applicable)
Amount (Tip)	The tip amount on the transaction
Currency Exponent	The currency decimal places
Merchant Reference	The free-text field submitted by the merchant during the transaction request
TxnData1	Custom merchant data field
TxnData2	Custom merchant data field
TxnData3	Custom merchant data field
Avs Action	The address verification service (AVS) action taken for transaction * Only applicable to merchants utilizing AVS
Product SKU	Product SKU (Stock Keeping Unit) Allows specific rules to be set for the merchant that can trigger 3DS and Risk Management rules. This field will only populate if applicable.
Send Merchant Receipt	Entering an email address allows user to send a merchant receipt to the email addresses provided

Customer

Contains customer data related to the specific transaction.

Field Name	Description
Phone Number	The phone number provided by the merchant or cardholder during the payment process.
Avs Post Code	The AVS data post code
Avs Street Address	The street address of the customer
Shipping Details	The details provided by the merchant or cardholder during the payment process
Shipping Sender Postal Code	The merchant post code
Billing Details	The customer or company Billing Name / Address / Postal Code / Phone Number / Country
Language	The language used for the transaction (based on the Windcave settings for the username)
Send Card Holder Receipt	Entering an email address allows user to send a cardholder receipt to the email address provided

Risk

Contains customer data related to the specific transaction.

Field Name	Description
Rm reason	Risk management reason
Risk Score	Risk score of the transaction (based on the Windcave settings for the risk score profiles for the merchant)
Risk Score Text	Additional risk score information added for the transaction

Account

Contains customer data related to the specific transaction.

Field Name	Description
Username	The username used to action the transaction
Group Name	The group associated to the username and the transaction
Group Account Name	The group account associated to the transaction
Customer Name	The name of the merchant
ProductName	The product details set-up for the username. This allows a merchant to have a single Payline user who can create sessions for multiple products (done with group accounts)
Acquirer Name	Name of acquirer
Caid	Card Accepter ID (i.e. merchant ID)
Catid	Card Acceptor Terminal ID

Acquirer

Contains customer data related to the specific transaction.

Field Name	Description
Liability Indicator Name	The liability shift information
Acquirer Date Time	The date/time stamp from the acquirer for the transaction
Stan	The System Trace Audit Number
Acquirer ReCo	The Response Code from the acquirer
Acquirer Host Name	The name of acquirer used to process the transaction
Acquirer Response Text	The text associated to the transaction that has been entered by the acquirer (further description for the Acquirer Response Code (ReCo)

Processing

Contains customer data related to the specific transaction.

Field Name	Description
Client Type	The type code for client type used for transaction
Client Type Name	How the transaction was actioned (eg Internet)
PAN Entry Mode	How card was presented to payment terminal (eg MagStripe, ContactlessEMV, ContactEMV)
Void ReCo	The Response code if a transaction has been voided
Void DateTime (NZT)	The date and time on a transaction that has been voided
IP Address	The IP address of cardholder when processing payment (where cardholder IP has been provided) Note: This field may not be applicable to all integrations>
Server	The code of the Server used for the transaction
Server Name	The name of the Server used for the transaction
Applet Type	The application type for the transaction
Applet Version	The version number of the application type
SlotId	The Port slot ID
PxHost Id	The ID of the Windcave host used for the transaction
Transaction Id	The transaction identification number
Acquirer Host Name	The name of the acquirer host where the transaction was processed

Result

Contains customer data related to the specific transaction.

Field Name	Description
Authorized	Confirms if the transaction is authorized = Authorized = Not authorized
ReCo	The response code for the transaction
Response Text	The response text to accompany the response code (ReCo) with additional information
Acquirer ReCo	The Response Code from the acquirer
Auth Code	The authorization Code assigned to the transaction - returned by the acquirer
Stan	The response code for pre-processing completed before transaction
Avs Result	CVC code result
Date Settlement	Date of settlement of the transaction
Acquirer Date Time	Date and time the acquirer actioned the transaction
Liability Indicator Name	The liability shift information

Refund Transactions

Contains customer data related to the specific transaction.

Field Name	Description
RxDate column	Date and time of the refund associated with the transaction
Amount column	Amount that was refunded for the transaction
Merchant Reference	Reference entered at the time of refund

FPRN

Contains customer data related to the specific transaction.

Field Name	Description
Start Date column	Date and Time of the notification
Elapse column	Time in milliseconds that the notification was actioned
Attempts column	Number of attempts for the notification
Status Code column	Status code associated to the transaction notification
Success	Code whether the FPRN notification was delivered to the merchant 0 =Failed 1 =Success

Reporting

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Using Payline®, merchants can process “on demand” reports to view or download for specific date ranges and transaction types.

Navigate to Reports on the left-hand menu to view the Reporting options including:

• All available report types will be displayed at the top under “Matching Reports”.
• Any reports that are ready for viewing/download can be found under “Ready Reports”. Simply click the report to view/download.
• Any reports that are currently being processed will be shown under “Pending Reports”.

Tip: The page does not dynamically update so use the “Refresh” button to refresh the page (e.g., if you are waiting for a report in the pending report list, hit the refresh button after some time and if complete it will move to the ready report list).

Generate Report

From the Reports display page, simply click on the report you want to generate.

Fill in the required fields using the configurable parameters below to determine the type of report extract you need, then click “Add” to start generating the report.

Parameter	Definition
Title	Free text field to enter a meaningful report name or reference
Name	Name of the report selected i.e., Standard, Standard (Settlement Date)
Username	Payline® username currently logged in
Email Report	Tick if you wish to have the report emailed (otherwise you can download)
Email	Email address to email report to
Start Date	The start date from which you would like to report on using the date (DD/MM/YYYY) and time (HH:MM) formats
End Date	The end date for which the report will be generated for using the date (DD/MM/YYYY) and time (HH:MM) formats
Group	The Group
Group Account	The Group Account (leave blank if you wish to generate report for all Group Accounts under the Group)
Purch Auth Complete Refund	Transaction types that you wish to have defined in your report

You will be taken back to the main Reporting page and the report you have generated will sit under Pending Requests.

Processing Transactions

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PayMoto

To improve the ease of use for Mail Order Telephone Order (MOTO) transactions within Payline, the transaction menus Purchase, Validate and Auth have been consolidated to a single PayMoto screen.

Navigate to Transaction > PayMoto using the navigation menu

Enter the details into the required fields using the parameters below and select Add to process the transaction

Parameter	Definition
Txn Type	The type of transaction to be used: Purchase – Immediate charge to card Validate – No charge to card’ used to check if card details are valid or not Auth – Hold amount on card; a complete must be submitted from Payline for settlement to occur
Amount	The amount you wish to bill the card for
Card Number	The credit card number of the card holder
Card Holder Name	The name on the credit card
Expiry Date	The expiry date of the credit card in MM / YY (month / year) format
Card Security Code	The non-embossed “security number” (3 digits for Visa / MasterCard, 4 digits for American Express). Please check with your bank if they support this feature
Card Holder Email	Email address of the customer
Save as Bill Card	When ticked a Windcave Token will be created, this token can be used to rebill this particular card
Merchant Reference	Free text field. Enter any meaningful reference. Commonly used for transaction tracking and reconciliation. This field is only seen by you (the merchant), not your customer (the card holder)
TxnData1/2/3	The TxnData fields are free text fields that can be used to store information against a transaction

Processing a Refund

You are able to process refunds to credit card holders without needing their customer’s credit card information. Refunds can be processed as many times as required, up to but no more than the original purchase amount.

To process a refund, click on the Transactions then Transaction Search menu items. You can search for the transaction either by searching date ranges, the merchant reference or full credit card number.

Select the transaction you wish to refund, select the Refund Transactions tab, then press the Refund button. You will now be presented with the screen to enter your refund parameters.

Parameter	Definition
Amount	The amount to be refunded
Expiry Date	Enter a new expiry date - Used if the original credit card has expired, however the same credit card number has been retained
Card Holder Email	Enter if the credit card holder should receive a copy of the refund
Merchant reference	Free text field. Enter any meaningful reference. Commonly used for transaction tracking and reconciliation
User Password	Enter the Payline password for the username signed in and completing the refund

Important Notes:

• Most banks also set a “daily refund limit” for each merchant. If you are a processing a relatively large refund and experience difficulties with them returning “declined”, contact your bank to find out what your daily refund limit is.
• You can refund a transaction more than once. You can submit multiple refunds up until the value of the original transaction. For example, if a transaction is processed for $90 you can submit any number of refunds up until the $90 mark – this could equate to 3 $30 refunds.
• If you are processing a refund and feel that you have entered all the fields above correctly but continue to get a “declined” transaction response, it may be that you are currently not configured by your bank for “refund” transaction types. Contact the merchant services department at your bank to enable this function.

Processing a Complete

You are able to process 'complete' transactions, by clicking on the Transactions then Transaction Search menu items. Simply search for a previously authorized transaction either by merchant reference, card number, card holder name or by date range.

Select the transaction you would like to process a complete for, then on the Complete Transactions tab press the Complete button. You will now be presented with the screen to enter your refund parameters.

Parameter	Definition
Merchant Reference	Free text field. Enter any meaningful reference. Commonly used for transaction tracking and reconciliation
Amount	Enter the amount to complete the transaction for
Card Holder Email	Enter if the credit card holder should receive a copy of the complete transaction

Batch Processing

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The Batch Processor is an online automation client that allows merchants to process large volumes of credit cards quickly and easily simply by uploading a CSV (comma separated values) file.

To upload a batch file, select Other on the left-hand menu, then Batch Upload.

Click on Choose File to select the file you wish to upload and then on Upload File to upload.

Once this file has been uploaded successfully, you will receive a confirmation message and a response batch file will appear under the “Reports” tab.

For more information on Payline batch formats and settings, please see Batch Processing here.

Recurring Billing

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Payline® allows merchants to automate recurring transactions quickly, simply and most importantly securely eliminating the need to store sensitive credit card data.

Adding Cards

In order to establish automated billing on a card it needs to be added to the Payline® Billing Vault. Navigate to Bill Cards on the left-side menu, then select Add to add a new card.

Parameter	Description
Billing Id	Billing ID that the first and subsequent transactions are referred to as The Billing ID is a reference that is unique to the merchant's customer that is associated with the credit card information stored securely at Windcave
Card Number	The credit card number of the card holder
Card Holder	The embossed name on the credit card
Merchant Reference	Free text field. Enter any meaningful reference. Commonly used for transaction tracking and reconciliation
Enabled	Check to make the billing card live
BillingId is Unique	Check to indicate the BillingId is a unique value
Date Expiry	Expiry date of the credit card
Issue Number	If card has an issue number, it can be entered here

One-Off Bill charge

Once you have completed the steps to add the Bill Card above, you can search for the card by selecting the Billing Cards option from the menu.

There are two ways to search:

• Enter the DpsBillingId you wish to charge and press the Enter key on your keyboard to automatically locate you bill card
• Use the merchant reference field and/or the Billing ID of the transaction, then select Search

Once you have found and/or selected the bill card you want to charge you can proceed to initiate a transaction by pressing the Charge button.

You will be presented a screen to specify the amount of the 'one-off charge'. Complete the required fields using the parameters below and select Add to complete.

Parameter	Parameters
Merchant Reference	Free text field. Enter any meaningful reference. Commonly used for transaction tracking and reconciliation
Stored Card Indicator	Indicate the reason a card is being stored and/or charged for the transaction
Amount	Enter the amount for this one-off charge

Setting up Recurring Billing

With a Bill Card added, you can now set-up a recurring payment. This means you can automatically configure the bill card to be charged for a specific amount, for a specified frequency and for a specified duration.

From the Bill Card you have set up, select Add under the Associated Recurring Transactions:

Recurring Transaction

Parameter	Description
BillingId	The Billing ID is a reference that is unique to the merchant's customer that is associated with the credit card information stored securely at Windcave
Card Number	The masked credit card number of the card holder
Enabled	Checked confirms this recurring transaction is enabled (unchecked = disabled)
Amount	The amount to be re-billed
Start Amount	The merchant can bill an initial amount to the card (e.g., deposit amount). This payment will only be applicable for the first payment. Subsequent transactions will be billed based on the amount field above
Currency	The currency you would like to bill the customer in (only applicable to customers that currently have multi-currency options enabled)
Cycle	The frequency of the recurring payments
Recurring Count	The number of instances the card holder will be billed
Start Date / Time	The date and time from which the initial recurring payment will commence
Time Zone	The time zone that you want the billing card to be charged in
Merchant Reference	Free text field. Enter any meaningful reference. Commonly used for transaction tracking and reconciliation
Enable Invoices	Select this checkbox if Invoices should be sent for each recurring payment (This is sent to the User creating this recurring transaction and logged into Payline)
Retries Details	Important - Retries are only attempted if the 'Enable Invoices' option is checked
Retries Frequency	The frequency of the re-try attempts to process a payment, if the original payment has failed. Select from the options in the drop-down: Daily Weekly Every 2 Weeks Every 4 Weeks Monthly Monthly - 28th Monthly Last CalendarDay Monthly 2nd Last CalenderDay Monthly 3rd Last CalenderDay Two Monthly Three Monthly Four Monthly Six Monthly Annually
Retries Count	The number of retries to be completed at the frequency indicated if a transaction has failed. Example: Frequency is set to Weekly / Retries Count is set to 3 The failed recurring transaction will be attempted weekly until approved or 3 attempts maximum.

A result page will display once the recurring payment is added:

Heading	Description
Group Account	The Group account the recurring transaction is associated to
Amount	The amount that is set as the recurring transaction
Start Amount	The amount that will be charged on the first transaction
Currency	The currency the recurring transaction will be billed as
Cycle	The frequency of the recurring transaction
Transaction Count	The current number of instances the recurring charge has been billed
Recurring Count	The number of instances the recurring charge will be processed - Once this number is reached, the recurring payments will automatically stop
Start Date	The date from which this recurring payment will start
Next Cycle	The next date and time which the recurring payment will be processed
Time Zone	The time zone that this recurring charge is billed against